Author:joeljames

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Coronavirus and business insurance – what you should know

On Wednesday 4 March, the government said it would declare coronavirus a “notifiable disease”, something which is required by most insurance policies in order to payout. However, the Association of British Insurers (ABI) confirmed that while this may help businesses if the virus is found...

When the customer isn’t always right

While you’re getting your business up off the ground, the idea of turning away business may seem ludicrous. Yet, once you have established a wide array of business relationships – whether they’re B2B, B2C or a combination of both – it can quickly become evident...

Cyber-attacks and politics

After supposedly thwarting a cyber attack on Monday 11th November 2019, the Labour Party suffered a second attack just the next day. What type of attack was it? The attack targeted the group’s website with a Distributed Denial of Service (DDoS) attack. This type of attack floods the...

How Directors’ and Officers’ Insurance is set to change for 2020

Directors’ and Officers’ (D&O) Insurance protects a businesses’ senior staff against a number of insured wrongful acts. In the past, this has been a reliable means of protection for many business directors. However, the landscape of D&O cover is now changing. We take a look...

How climate change is raising the cost of insurance

Despite government initiatives and the UK’s 2050 target to reduce emissions by at least 100% from levels captured in 1990, worldwide attempts to reduce climate changes have not yet hit the mark. The rise of severe weather  As severe weather is becoming increasingly recurrent and extreme, individuals...

Home vs. Second Home Insurance: Differences and Similarities

If you’re one of the hundreds of thousands of people who have a second home which you don’t rent out as someone else’s residence, it’s important for you to know where your primary home insurance policy differs, and how it’s the same. The similarities Just as with...

Your guide to identifying fake artwork

When you are looking to buy a painting either online or from a dealer, it can sometimes be difficult to know if the piece is 100% genuine. Unfortunately, authenticating art isn’t an exact science so plenty of convincing forgeries can slip through the net, but...

Is it the law to have business insurance?

When it comes to setting up your own business, the red tape can be overwhelming. Here are the legal-musts and good-to-haves of business insurance… Whether you’re setting up your own business or have been running one for a while, the subject of business insurance can be...

Can hacking be used for good?

When you hear the word ‘hacker’ what do you think of? Most of us would typically associate hackers as hooded figures sat in dark rooms, working hard to infiltrate our computer systems in order to wreak havoc. However, while the shadier side of hacking unquestionably...

Insuring a listed building: what you need to know

If you own or operate a listed building, you may have encountered a few extra challenges when it comes to arranging adequate cover. Woodfords Insurance Brokers' offer their expert eye on determining what you need from your listed building insurance, and how to react to...